Insurance Claims

The U.S. property and casualty insurance industry just recorded its best quarter in at least 25 years. S&P Global Market Intelligence indicates a combined ratio of 89.1 in Q3 2025, a profitability level the industry doesn’t often reach. In fact, according to analysts Tim Zawacki and Husain Rupawala’s recent report “For U.S. P/C insurers, it…

This year, the federal government exposed both the hospitals and the private insurance companies in a major way. It began with a mandatory order for hospitals to publish a complete list of the prices that they negotiate with private insurers by the federal government. Of course, there was initial pushback; the insurers’ trade association declared…