Will My Insurance Rate Go Up if I Make a Claim on My Own Policy?
A lot of people have the mistaken idea that if they make a claim under their own insurance policy, their insurance rates are going to go up. Under Arizona law, this is wrong. The insurance company cannot raise your rates if you are not at fault for the accident. So, do not be hesitant to make a claim against your own insurance company if you need to do so because you were injured. You have the ability to make a claim for medical payments under your policy, for uninsured and underinsured motorist coverages, and they cannot raise your rates if you are not at fault.
The insurance companies, because of their profit motive, try to make you believe that if you make a claim your rates will go up, but under Arizona law, this is not true.
If you have more questions about this, visit our website or call us at 602-266-2002. The Phoenix car accident lawyers of Plattner Verderame, P.C. represent clients throughout the state.
Nick is a member of the State Bar of Arizona, the Arizona Association for Justice (formerly the Arizona Trial Lawyers Association) and the American Association for Justice (AAJ). He currently serves on the AAJ’s Political Action Task Force and its Oversight Committee, and on the Board of Governors for Revitalization in Arizona.
Read more about Nick Verderame