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Homeowner’s Insurance

Homeowner’s Insurance

Phoenix Attorneys Handling Homeowner’s Insurance Claims

Trustworthy legal help with your homeowner’s insurance policy

You are sitting in your comfortable home when a 200-year old oak tree comes crashing through the roof, severely injuring you and two of your children. You call your insurance company to file a claim, only to be told that the accident is not covered under your policy. It’s a tragic scenario, but unfortunately, homeowners across Arizona deal with these challenges every single day. Casualty insurers rake in tens of billions of dollars in annual profits. This money comes from somewhere and, if you try to handle your home damage claim yourself, there is a good chance that some of their profits will be coming from your premiums.

With Plattner Verderame, P.C. on your side, Arizona policyholders do not have to take on the insurance company alone. Our experienced Phoenix homeowners’ insurance claim attorneys don’t take no for an answer when insurance companies refuse to act reasonably or in good faith. If your homeowner’s insurance company has unfairly denied coverage on a valid claim, has delayed the claims process or is refusing to make anything but a low and unfair settlement offer, we can help.

Reasons to file a claim

When you invest in a homeowner’s insurance policy, you do so with the expectation that you will receive the compensation you need when accidents happen within your home. Unfortunately, these expectations are not always met, leaving vulnerable homeowners to handle their financial challenges alone. Throughout our years of experience, we have seen insurance companies act in bad faith in the following ways:

  • Outright denial of your claim. Your insurance company may assert that the resulting damage was not covered under your policy. This is a common outcome when there is water damage involved. They may also assert that the loss happened outside of the coverage period or that you failed to meet some required condition as the homeowner.
  • Delay of compensation. Insurance adjustors often use the tactic of delaying negotiations and investigations with the hope that you will go away and cease pursuing your claim for payment. They may ignore your communications or hope to eventually pay out an unreasonably low offer.
  • Inadequate payment offer. Homeowner’s insurance agents may also offer payments that are inadequate to cover the loss. The company may propose a low offer in hopes that you will accept it and move on. They may pick and choose which damages to cover or provide unreasonably low damage estimates.

If your insurance company has done any of these, you may have a viable claim. Our skilled lawyers handle a wide range of homeowner’s insurance disputes and insurance bad faith claims involving:

  • Theft or damage to personal property
  • Vandalism
  • Water damage
  • Wind damage
  • Hail damage
  • Fire damage

Benefit from our proven trial experience

Our knowledgeable Phoenix homeowner’s insurance attorneys know how to deal with the bad faith actions of insurance companies. We represent people who are in a dispute with their own insurance company, which is known as a first-party claim. We find it deplorable when these companies fail to meet their contractual obligations, especially when you are dealing with such a difficult time in your life. We are committed to protecting your interests and ensuring that you are treated fairly by your homeowner’s insurance company.

Insurance companies have little incentive to be reasonable with policyholders who do not understand their own rights or those who are represented by attorneys who do not have a significant track record of success in court. On countless occasions, our willingness and proven ability to win at trial have helped us obtain the benefits our clients deserve while sparing them the delay, expense and risks of a trial.

While we work hard to secure a high-value settlement, we are not afraid to litigate when necessary for a successful outcome. Our highly skilled trial attorneys know how to develop an effective case for presentation in court. We know that the trial process can be intimidating for many of our clients, so we provide guidance and transparency throughout every step of the process. Above all, we want you to feel confident in the representation you are receiving. That is why we pride ourselves on always being honest with potential and existing clients about the strength of their cases and probable outcomes.

Types of Cases We Handle

Our attorneys handle a variety of cases, including:

Reliable answers to your Arizona homeowner’s insurance claim questions

For answers to any other questions you have about your homeowner’s insurance coverage or your rights under the terms of a policy, contact Plattner Verderame, P.C. Our knowledgeable Phoenix insurance claim attorneys handle insurance disputes and insurance bad faith litigation on a contingency-fee basis, which means that you won’t owe us anything unless we are able to obtain a verdict or settlement on your behalf. Call us today at 602-266-2002, or complete our contact form today.