Uber & Lyft Accident Lawyers in Phoenix
Phoenix injury attorneys helping rideshare crash victims in Arizona
The days of having to rely on public transit or taxi services are over. Rideshare apps like Lyft and Uber are the new big players in the transportation scene. These services are game changers in how we get from place to place. What happens, though, if you're involved in a car accident as a passenger in a rideshare vehicle? Our Phoenix Uber & Lyft accident lawyers are here to help when the worst comes to pass.
If you're injured, who will take care of your medical bills or lost wages? Where does responsibility lie? You likely have a lot of questions, and it's the norm for these big companies to try to avoid your claim. However, you have an ally in Plattner Verderame Arizona Injury Lawyers We protect the rights of victims of vehicle accidents throughout the Phoenix area. We know how to talk to rideshare companies and will hold them accountable if they try to deny responsibility after an accident. Our experienced personal injury lawyers can help you.
How can we help?
Understanding the complexities of rideshare crashes
A rideshare company, even though it is different from a taxi, has a responsibility to its riders to provide a safe environment. What’s more, if there are any harmful risks associated with utilizing a rideshare company, there’s an obligation to make you aware of those, as well. When you are in a vehicle crash, your injuries could be severe and long-lasting. Make sure you see a medical professional and get adequate care for any injuries you sustain as a result of your rideshare accident.
The most common injuries we see associated with car accidents are:
- Back and neck injuries
- Traumatic brain injuries (TBI)
- Loss of limb
- Spinal injuries like paralysis
- Permanent scarring or disfigurement
- Wrongful death
- Organ damage
- Broken bones or fractures
- Loss of vision or hearing
Other injuries can occur, as well as psychological damage. If you’ve been the victim of a car accident in or with a rideshare, contact a trustworthy Phoenix rideshare accident attorney to help you understand your options, rights, and how to pursue a claim. You might be able to pursue a claim for lost wages, medical expenses, and for your pain and suffering. We are here to help, and we want to hear from you.
How Uber and Lyft work
Here's a primer on how rideshare companies and apps work. The simplest explanation is that they're “driver for hire” services offered directly to consumers via a smartphone app. The companies contract with freelance drivers who use their own vehicles to pick up and drop off passengers.
Users who want a ride download the app, set up electronic payment, request a ride, and a driver immediately sets out on their way. While the user waits to be picked up, they can track the driver's progress, see their name and photo, and the make of their car. This way there's little risk of getting in the wrong vehicle with the wrong driver. The driver picks the customer up, knows where to drop them off already, and the customer pays via the app, so no cash has to be exchanged. The user can also tip via the app. And, both the passenger and the driver can rate each other on the app, so both future drivers and passengers know what to expect.
Are repeat traffic offenders allowed to drive for rideshares?
In short? No. When someone applies to drive for an Uber or Lyft, they must undergo a screening process for criminal charges and a safe driving record. They provide the company information like:
- Name and date of birth
- Social Security number
- Driver’s license number and copy of driver’s license
- Vehicle registration and insurance
- Proof of inspection
A third party also runs a background check.
Who is liable in a crash involving Uber or Lyft?
Transportation like taxis or and buses in Arizona are called “common carriers.” In the event of an accident, these companies are fully insured and must comply with many regulations. Their drivers are employees and fully work for the company or city. On the other hand, rideshare drivers for Uber and Lyft are not employees—they're more like independent contractors, or freelancers. The companies attempt to position themselves more like middlemen, or even matchmakers, that simply provide the technology to connect drivers with passengers. They continually lobby the government to treat them as middlemen, as it relieves them of the legal responsibilities that come with having employees—including being liable for passenger safety.
In 2015, Governor Doug Ducey signed legislation overhauling rules for the ride-sharing business. House Bill 2135 effectively legitimized companies like Lyft and Uber in Arizona by setting up regulations like background checks, and requiring that drivers have at least $250,000 of liability insurance while a passenger is in the vehicle. The bill also defined some differences between common carriers and transportation network companies (TNCs). TNCs are another name for rideshare companies.
In the early years of rideshare, Uber and Lyft's policies regarding insurance were quite murky. In the event of an accident, they would attempt to deflect responsibility onto the driver by taking advantage of loopholes and challenging cases in court. They have since changed their policies, but if you are in a car accident as a rideshare passenger, you may still find it difficult to receive compensation for your injuries. This is where your Phoenix car accident attorney can help.
Uber and Lyft's insurance policies
Passengers do have some protections when in an accident. Uber and Lyft have liability policies when their drivers are on the job. These are as follows:
- $0 when the driver is not logged into the app. So, if you are a passenger in a TNC and the driver is not using the app for some reason, there is zero liability insurance to cover you.
- $50,000/$100,000 bodily injury and $25,000 property damage when the driver is logged in but has not accepted a ride request. If you're a passenger and the driver has logged in, but has not officially accepted your request in the app, they only have this level of insurance.
- $1,000,000 when the driver is logged in and has accepted a ride request.
It's important you only accept rides from the driver you requested and ensure they officially accepted your ride request. Otherwise, they may not be liable in the event of an accident.
As with all insurance companies, even if policies state you're covered, it doesn't mean a company will automatically pay out. Or, your injuries may exceed the limits of the liability insurance. Sometimes you'll have to jump through many hoops, and this is where skilled and tenacious attorneys come in, representing you in the event you want to sue for your accident.
Uber and Lyft's insurance policies
Passengers do have some protections when in an accident. Uber and Lyft have liability policies when their drivers are on the job. These are as follows:
- $0 when the driver is not logged into the app. So, if you are a passenger in a TNC and the driver is not using the app for some reason, there is zero liability insurance to cover you.
- $50,000/$100,000 bodily injury and $25,000 property damage when the driver is logged in but has not accepted a ride request. If you're a passenger and the driver has logged in, but has not officially accepted your request in the app, they only have this level of insurance.
- $1,000,000 when the driver is logged in and has accepted a ride request.
It's important you only accept rides from the driver you requested and ensure they officially accepted your ride request. Otherwise, they may not be liable in the event of an accident.
As with all insurance companies, even if policies state you're covered, it doesn't mean a company will automatically pay out. Or, your injuries may exceed the limits of the liability insurance. Sometimes you'll have to jump through many hoops, and this is where skilled and tenacious attorneys come in, representing you in the event you want to sue for your accident.
Do you have a Phoenix Uber/Lyft accident attorney near me?
At Plattner Verderame Arizona Injury Lawyers, we meet clients at our Phoenix office located at 316 E Flower St., Phoenix, AZ 85012. We also have a Tempe office located at 5500 S Lakeshore Dr, Tempe, AZ. Our attorneys can make arrangements to meet clients at their homes or a hospital if they are ill or not mobile.
Talk to our Phoenix personal injury attorneys about your rideshare accident today
If you were in an accident while traveling as a passenger in an Uber, Lyft, or other rideshare vehicle, you should explore all of your legal options before signing anything. Plattner Verderame Arizona Injury Lawyers ensures companies take responsibility for negligent drivers and get you the compensation you deserve. Give us a call or contact us online today. Consultations are free. We take cases on a contingency fee basis, which means we only get paid if you win.
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